When you become eligible for Medicare, the government gives you two main ways to get your coverage: Original Medicare or Medicare Advantage

These plans are also called Medigap Plans

A Medicare Supplement helps pay the medical costs that Original Medicare does not fully cover.

That’s why they are called a “supplement” — because they supplement or help fill the gaps left behind by Original Medicare. Original Medicare generally pays about 80% of approved medical expenses and no maximum out-of-pocket limit
The member is usually responsible for:

• The remaining 20%
• Deductibles
• Coinsurance